Somewhere in a drawer, you probably have a phone containing photographs you have never backed up. Most of us do. We have outsourced our memories to devices and services that feel permanent but are nothing of the sort. Accounts are closed, companies fold, licences expire, and a film you bought ten years ago can vanish from your library overnight. Owning things digitally, it turns out, requires rather more effort than owning them on a shelf.

The good news is that a sturdy personal archive is neither expensive nor technically demanding. It requires a little planning and a few good habits. Mathilde Oyelaran, a digital conservator at a university library in Leeds, recommends what archivists call the three-two-one rule: three copies of anything you care about, on at least two kinds of storage, with one kept somewhere else entirely. A home drive, a cloud service and a disk at a relative's flat will do nicely.

Start with an inventory. Spend an evening gathering every device and account that holds something precious, from old laptops to forgotten email addresses and the camera cards at the bottom of a travel bag. Copy everything into one place before you begin organising. The organising can wait, and often it never quite happens, which is fine. An untidy archive that exists is infinitely more valuable than a perfect one that remains an intention.

Formats that endure

Next, think about formats. Files are only useful if future software can open them, and proprietary formats have a habit of becoming unreadable. Photographs are safest as standard JPEG or TIFF files, documents as PDF or plain text, and music as lossless FLAC. Where possible, avoid anything that depends on a single company's app. It is also worth buying physical copies of the films and albums you truly love, on formats that need no internet connection.

Digital files are not eternal. They are more like cut flowers, beautiful and fragile, and someone has to keep changing the water. — Mathilde Oyelaran

For home storage, a small network drive tucked beside the router is the sensible centrepiece. Buy two identical hard drives and set them to mirror one another, so that a single failure costs you nothing. Several makers now produce handsome, near-silent units in wood or anodised aluminium that sit happily on a bookshelf. Pair it with an encrypted cloud backup, and schedule both to run automatically, because the backup you must remember to make is the one you will forget.

Finally, write things down. Keep a single page, on paper, describing where your archive lives, how it is organised and how to access it, and store it with your important documents. This is the step almost everyone skips, and it is the one that matters most to the people who may one day inherit your photographs. Passwords can live in a sealed envelope or a reputable password manager with an emergency access feature.

None of this is glamorous, and that is rather the point. The most sophisticated collectors I know treat their digital archives the way their grandparents treated a cellar or a library, as something to be tended, pruned and quietly enjoyed. Set aside one afternoon each season to check that the drives are healthy and the backups complete. Then pour a drink, open a folder at random, and spend an hour with what you have saved.